Sompo Holdings, Inc. (8630.T) stock analysis

In our weekly check, Sompo Holdings, Inc. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 18 pass, warnings: 4, red flags: 2.

About Sompo Holdings, Inc.

Sompo Holdings, Inc. is a Financial Services company (Insurance - Property & Casualty) based in Japan, listed on JPX as 8630.T.

What our checks show for 8630.T

Red flags

• The gross margin fell by 39.2 points, to 45.5%: costs are rising faster than prices.
• Return on capital (ROCE) is only 4.9%.

Warning signs

• Analysts expect earnings per share to shrink about 3.2% a year.
• Analysts expect only about 1.4% a year of growth in revenue.
• Analysts expect the net margin to shrink by 2 points from today's 10.6%.
• The stock has fallen as much as 52% from a peak. Would you have held through that?

Strengths

• The net margin rose by 5.1 points over 5 years, to 10.6%.
• Revenue grew 15.3% a year over the last 3 years.
• Earnings per share grew 210% a year over the last 3 years.
• Net profit grew 199% a year over the last 3 years.
• Free cash flow is 10.1% of revenue: cash for dividends, buybacks or growth.
• The price is 9.1 times earnings (P/E), reasonable for its growth.

Next earnings report: 2026-11-19

Similar companies

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Questions

What grade does Sompo Holdings, Inc. (8630.T) have?

In our weekly check, Sompo Holdings, Inc. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 18 pass, warnings: 4, red flags: 2. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 8630.T stock?

This week's biggest flags for Sompo Holdings, Inc.: Gross margin falling, Low return on capital, Weak EPS forecast. In total 6 of 24 checks show a warning or a red flag.

What does Sompo Holdings, Inc. do?

Sompo Holdings, Inc. is a Financial Services company (Insurance - Property & Casualty) based in Japan, listed on JPX as 8630.T.

When does Sompo Holdings, Inc. report earnings next?

The next earnings report is expected on 2026-11-19. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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