Tokio Marine Holdings, Inc. (8766.T) stock analysis

In our weekly check, Tokio Marine Holdings, Inc. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 16 pass, warnings: 5, red flags: 3.

About Tokio Marine Holdings, Inc.

Tokio Marine Holdings, Inc. is a Financial Services company (Insurance - Property & Casualty) based in Japan, listed on JPX as 8766.T.

What our checks show for 8766.T

Red flags

• The gross margin fell by 10.6 points, to 43.2%: costs are rising faster than prices.
• The stock has fallen as much as 68% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 3.4%.

Warning signs

• Operating cash flow is only 0.75x net profit: part of the reported profit does not arrive as cash.
• Analysts expect only about 4.6% a year of growth in revenue.
• The net margin is only 9.8%: little room if costs rise.
• The price swings a lot: 35.3% annual volatility. Expect large ups and downs.
• Recovering from its deepest fall took about 3 years.

Strengths

• The net margin rose by 2.3 points over 5 years, to 9.8%.
• Analysts expect earnings per share to grow about 15.7% a year over the next years.
• Earnings per share grew 29.9% a year over the last 3 years.
• Net profit grew 27.6% a year over the last 3 years.
• A large company: market value $104 billion.
• Beta -0.15: the stock usually moves less than the market.

Next earnings report: 2026-11-19

Similar companies

000810.KS · 8725.T · 8630.T

Questions

What grade does Tokio Marine Holdings, Inc. (8766.T) have?

In our weekly check, Tokio Marine Holdings, Inc. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 16 pass, warnings: 5, red flags: 3. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 8766.T stock?

This week's biggest flags for Tokio Marine Holdings, Inc.: Gross margin falling, Deep past fall, Low return on capital. In total 8 of 24 checks show a warning or a red flag.

What does Tokio Marine Holdings, Inc. do?

Tokio Marine Holdings, Inc. is a Financial Services company (Insurance - Property & Casualty) based in Japan, listed on JPX as 8766.T.

When does Tokio Marine Holdings, Inc. report earnings next?

The next earnings report is expected on 2026-11-19. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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