Bank of Baroda Limited (BANKBARODA.NS) stock analysis

In our weekly check, Bank of Baroda Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 1, red flags: 6.

About Bank of Baroda Limited

Bank of Baroda Limited is a Financial Services company (Banks - Regional) based in India, listed on NSE as BANKBARODA.NS.

What our checks show for BANKBARODA.NS

Red flags

• The gross margin fell by 16.7 points, to 38.8%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 18.4% a year.
• The stock has fallen as much as 84% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 3.5 years.
• Return on capital (ROCE) is only 1.1%.

Strengths

• The net margin rose by 3.2 points over 5 years, to 12.2%.
• Operating cash flow is 13.25x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 11.4% a year over the next years.
• Analysts expect the net margin to improve by 15.8 points from today's 12.2%.
• Free cash flow is 161% of revenue: cash for dividends, buybacks or growth.
• The dividend takes 24% of profit: there is a cushion.

Next earnings report: 2027-01-29

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Questions

What grade does Bank of Baroda Limited (BANKBARODA.NS) have?

In our weekly check, Bank of Baroda Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 1, red flags: 6. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of BANKBARODA.NS stock?

This week's biggest flags for Bank of Baroda Limited: Gross margin falling, Weak revenue forecast, Deep past fall. In total 7 of 25 checks show a warning or a red flag.

What does Bank of Baroda Limited do?

Bank of Baroda Limited is a Financial Services company (Banks - Regional) based in India, listed on NSE as BANKBARODA.NS.

When does Bank of Baroda Limited report earnings next?

The next earnings report is expected on 2027-01-29. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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