The Hachijuni Bank, Ltd. (8359.T) stock analysis

In our weekly check, The Hachijuni Bank, Ltd. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 2, red flags: 6.

About The Hachijuni Bank, Ltd.

The Hachijuni Bank, Ltd. is a Financial Services company (Banks - Regional) based in Japan, listed on JPX as 8359.T.

What our checks show for 8359.T

Red flags

• The gross margin fell by 13.6 points, to 82%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 25.1% a year.
• The stock has fallen as much as 70% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 3.8 years.
• Return on capital (ROCE) is only 0.7%.

Warning signs

• Analysts expect earnings per share to shrink about 0.8% a year.
• The price swings a lot: 37.8% annual volatility. Expect large ups and downs.

Strengths

• The net margin rose by 3.7 points over 5 years, to 22.6%.
• Operating cash flow is 6.54x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 26.6 points from today's 22.6%.
• Revenue grew 19.2% a year over the last 3 years.
• Earnings per share grew 46.7% a year over the last 3 years.
• Net profit grew 43.9% a year over the last 3 years.

Next earnings report: 2026-11-06

Similar companies

INDIANB.NS · 5844.T · 2887.TW · BANKBARODA.NS · 8354.T · 3968.HK

Questions

What grade does The Hachijuni Bank, Ltd. (8359.T) have?

In our weekly check, The Hachijuni Bank, Ltd. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 2, red flags: 6. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 8359.T stock?

This week's biggest flags for The Hachijuni Bank, Ltd.: Gross margin falling, Weak revenue forecast, Deep past fall. In total 8 of 25 checks show a warning or a red flag.

What does The Hachijuni Bank, Ltd. do?

The Hachijuni Bank, Ltd. is a Financial Services company (Banks - Regional) based in Japan, listed on JPX as 8359.T.

When does The Hachijuni Bank, Ltd. report earnings next?

The next earnings report is expected on 2026-11-06. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

Open the full analysis