BAWAG Group AG (BG.VI) stock analysis

In our weekly check, BAWAG Group AG is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 14 pass, warnings: 2, red flags: 9.

About BAWAG Group AG

BAWAG Group AG is a Financial Services company (Banks - Regional), listed on VIE as BG.VI.

What our checks show for BG.VI

Red flags

• The net margin fell by 15.2 points over 5 years, to 21.3%: the company keeps less of each sale as profit.
• The gross margin fell by 41.7 points, to 58.3%: costs are rising faster than prices.
• Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
• Analysts expect revenue to shrink about 12.7% a year.
• Free cash flow is negative (-36.2% of revenue): the business spends more cash than it brings in.
• Return on capital (ROCE) is only 4.9%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• The stock has fallen as much as 58% from a peak. Would you have held through that?
• Thinly traded (about 118 thousand shares a day): buying and selling can move the price.

Strengths

• Analysts expect earnings per share to grow about 20.1% a year over the next years.
• Analysts expect the net margin to improve by 31.2 points from today's 21.3%.
• Revenue grew 42.9% a year over the last 3 years.
• Earnings per share grew 45.8% a year over the last 3 years.
• Net profit grew 39.3% a year over the last 3 years.
• The company keeps 21.3% of its revenue as net profit.

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Questions

What grade does BAWAG Group AG (BG.VI) have?

In our weekly check, BAWAG Group AG is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 14 pass, warnings: 2, red flags: 9. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of BG.VI stock?

This week's biggest flags for BAWAG Group AG: Margins falling, Gross margin falling, Profits not backed by cash. In total 11 of 25 checks show a warning or a red flag.

What does BAWAG Group AG do?

BAWAG Group AG is a Financial Services company (Banks - Regional), listed on VIE as BG.VI.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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