Piraeus Bank S.A. (TPEIR.AT) stock analysis

In our weekly check, Piraeus Bank S.A. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 16 pass, warnings: 5, red flags: 3.

About Piraeus Bank S.A.

Piraeus Bank S.A. is a Financial Services company (Banks - Regional) based in Greece, listed on ATH as TPEIR.AT.

What our checks show for TPEIR.AT

Red flags

• The gross margin fell by 5.6 points, to 80.5%: costs are rising faster than prices.
• The stock has fallen as much as 100% from a peak. Would you have held through that?

Warning signs

• Operating cash flow is only 0.67x net profit: part of the reported profit does not arrive as cash.
• Analysts expect only about 3.5% a year of growth in revenue.
• The price swings a lot: 37.8% annual volatility. Expect large ups and downs.
• The stock is still below its previous peak.
• Return on capital (ROCE) is only 5.8%.

Strengths

• The net margin rose by 149 points over 5 years, to 36.5%.
• Analysts expect earnings per share to grow about 12.6% a year over the next years.
• Analysts expect the net margin to improve by 8.9 points from today's 36.5%.
• The company keeps 36.5% of its revenue as net profit.
• Free cash flow is 18.5% of revenue: cash for dividends, buybacks or growth.
• A large company: market value $12.55 billion.

Next earnings report: 2026-10-30

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Questions

What grade does Piraeus Bank S.A. (TPEIR.AT) have?

In our weekly check, Piraeus Bank S.A. is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 16 pass, warnings: 5, red flags: 3. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of TPEIR.AT stock?

This week's biggest flags for Piraeus Bank S.A.: Gross margin falling, Deep past fall, Profits not backed by cash. In total 8 of 24 checks show a warning or a red flag.

What does Piraeus Bank S.A. do?

Piraeus Bank S.A. is a Financial Services company (Banks - Regional) based in Greece, listed on ATH as TPEIR.AT.

When does Piraeus Bank S.A. report earnings next?

The next earnings report is expected on 2026-10-30. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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