Clal Insurance Enterprises Holdings Ltd. (CLIS.TA) stock analysis

In our weekly check, Clal Insurance Enterprises Holdings Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 15 pass, warnings: 5, red flags: 5.

About Clal Insurance Enterprises Holdings Ltd.

Clal Insurance Enterprises Holdings Ltd. is a Financial Services company (Insurance - Diversified) based in Israel, listed on TLV as CLIS.TA.

What our checks show for CLIS.TA

Red flags

• The gross margin fell by 4.6 points, to 91.2%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 21.2% a year.
• The stock has fallen as much as 83% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 5.8 years.
• Return on capital (ROCE) is only 1.8%.

Warning signs

• Operating cash flow is only 0.79x net profit: part of the reported profit does not arrive as cash.
• The price swings a lot: 40% annual volatility. Expect large ups and downs.
• Thinly traded (about 249 thousand shares a day): buying and selling can move the price.

Strengths

• The net margin rose by 10 points over 5 years, to 14.4%.
• Analysts expect the net margin to improve by 14.4 points from today's 14.4%.
• Revenue grew 31.5% a year over the last 3 years.
• Earnings per share grew 163% a year over the last 3 years.
• Net profit grew 170% a year over the last 3 years.
• Free cash flow is 10.4% of revenue: cash for dividends, buybacks or growth.

Next earnings report: 2026-12-02

Similar companies

HBAN.SW · AV.L · UNI.MI · NN.AS · IAG.TO · SAMPO.HE

Questions

What grade does Clal Insurance Enterprises Holdings Ltd. (CLIS.TA) have?

In our weekly check, Clal Insurance Enterprises Holdings Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 15 pass, warnings: 5, red flags: 5. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of CLIS.TA stock?

This week's biggest flags for Clal Insurance Enterprises Holdings Ltd.: Gross margin falling, Weak revenue forecast, Deep past fall. In total 10 of 25 checks show a warning or a red flag.

What does Clal Insurance Enterprises Holdings Ltd. do?

Clal Insurance Enterprises Holdings Ltd. is a Financial Services company (Insurance - Diversified) based in Israel, listed on TLV as CLIS.TA.

When does Clal Insurance Enterprises Holdings Ltd. report earnings next?

The next earnings report is expected on 2026-12-02. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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