Helvetia Holding AG (HBAN.SW) stock analysis

In our weekly check, Helvetia Holding AG is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 5, red flags: 4.

About Helvetia Holding AG

Helvetia Holding AG is a Financial Services company (Insurance - Diversified) based in Switzerland, listed on SIX as HBAN.SW.

What our checks show for HBAN.SW

Red flags

• The gross margin fell by 78.8 points, to 21.2%: costs are rising faster than prices.
• The stock has fallen as much as 72% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 5.9 years.
• Return on capital (ROCE) is only 0.5%.

Warning signs

• Analysts expect the net margin to shrink by 1.1 points from today's 5.6%.
• Revenue grew only 0.4% a year over the last 3 years.
• Earnings per share fell 0.9% a year over the last 3 years.
• The net margin is only 5.6%: little room if costs rise.
• Thinly traded (about 126 thousand shares a day): buying and selling can move the price.

Strengths

• The net margin rose by 1.6 points over 5 years, to 5.6%.
• Operating cash flow is 1.38x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 11.2% a year over the next years.
• Analysts expect revenue to grow about 18.2% a year over the next years.
• A large company: market value $25.34 billion.
• The price moves calmly: 18.6% annual volatility.

Similar companies

AV.L · NN.AS · IAG.TO · UNI.MI · SAMPO.HE · SLHN.SW

Questions

What grade does Helvetia Holding AG (HBAN.SW) have?

In our weekly check, Helvetia Holding AG is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 5, red flags: 4. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of HBAN.SW stock?

This week's biggest flags for Helvetia Holding AG: Gross margin falling, Deep past fall, Slow recovery after falls. In total 9 of 25 checks show a warning or a red flag.

What does Helvetia Holding AG do?

Helvetia Holding AG is a Financial Services company (Insurance - Diversified) based in Switzerland, listed on SIX as HBAN.SW.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

Open the full analysis