Assicurazioni Generali S.p.A. (G.MI) stock analysis

In our weekly check, Assicurazioni Generali S.p.A. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 3, red flags: 4.

About Assicurazioni Generali S.p.A.

Assicurazioni Generali S.p.A. is a Financial Services company (Insurance - Diversified) based in Italy, listed on MIL as G.MI.

What our checks show for G.MI

Red flags

• The gross margin fell by 6.8 points, to 93.2%: costs are rising faster than prices.
• The stock has fallen as much as 74% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 12.6 years.
• Return on capital (ROCE) is only 1.2%.

Warning signs

• Analysts expect the net margin to shrink by 0.8 points from today's 5.6%.
• The net margin is only 5.6%: little room if costs rise.

Strengths

• The net margin rose by 2.7 points over 5 years, to 5.6%.
• Operating cash flow is 4.77x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 10.6% a year over the next years.
• Analysts expect revenue to grow about 15.2% a year over the next years.
• Revenue grew 15.6% a year over the last 3 years.
• Earnings per share grew 23.9% a year over the last 3 years.

Similar companies

SLF.TO · POW.TO · BBSE3.SA · PHOE.TA · CS.PA · ZURN.SW

Questions

What grade does Assicurazioni Generali S.p.A. (G.MI) have?

In our weekly check, Assicurazioni Generali S.p.A. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 3, red flags: 4. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of G.MI stock?

This week's biggest flags for Assicurazioni Generali S.p.A.: Gross margin falling, Deep past fall, Slow recovery after falls. In total 7 of 25 checks show a warning or a red flag.

What does Assicurazioni Generali S.p.A. do?

Assicurazioni Generali S.p.A. is a Financial Services company (Insurance - Diversified) based in Italy, listed on MIL as G.MI.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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