Swiss Life Holding AG (SLHN.SW) stock analysis

In our weekly check, Swiss Life Holding AG is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 3, red flags: 6.

About Swiss Life Holding AG

Swiss Life Holding AG is a Financial Services company (Insurance - Diversified) based in Switzerland, listed on SIX as SLHN.SW.

What our checks show for SLHN.SW

Red flags

• Revenue fell 9.3% a year over the last 3 years.
• The stock has fallen as much as 87% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 8 years.
• Thinly traded (about 48 thousand shares a day): buying and selling can move the price.
• Return on capital (ROCE) is only 0.8%.

Warning signs

• Analysts expect the net margin to shrink by 1.5 points from today's 8.1%.
• Earnings per share fell 3.1% a year over the last 3 years.
• The net margin is only 8.1%: little room if costs rise.

Strengths

• The net margin rose by 2.3 points over 5 years, to 8.1%.
• Operating cash flow is 2.1x net profit: the profit arrives as real cash.
• Free cash flow is 16.4% of revenue: cash for dividends, buybacks or growth.
• A large company: market value $31.48 billion.
• The price moves calmly: 16.2% annual volatility.
• Beta 0.53: the stock usually moves less than the market.

Similar companies

SAMPO.HE · AV.L · HBAN.SW · TLX.DE · NN.AS · ACGL

Questions

What grade does Swiss Life Holding AG (SLHN.SW) have?

In our weekly check, Swiss Life Holding AG is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 3, red flags: 6. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of SLHN.SW stock?

This week's biggest flags for Swiss Life Holding AG: Weak revenue growth, Deep past fall, Slow recovery after falls. In total 9 of 25 checks show a warning or a red flag.

What does Swiss Life Holding AG do?

Swiss Life Holding AG is a Financial Services company (Insurance - Diversified) based in Switzerland, listed on SIX as SLHN.SW.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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