ING Bank Slaski S.A. (ING.WA) stock analysis

In our weekly check, ING Bank Slaski S.A. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 2, red flags: 7.

About ING Bank Slaski S.A.

ING Bank Slaski S.A. is a Financial Services company (Banks - Regional), listed on WSE as ING.WA.

What our checks show for ING.WA

Red flags

• The net margin fell by 5.6 points over 5 years, to 25.8%: the company keeps less of each sale as profit.
• The gross margin fell by 22.2 points, to 71.5%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 7.7% a year.
• The stock has fallen as much as 83% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 4.5 years.
• Thinly traded (about 20 thousand shares a day): buying and selling can move the price.

Warning signs

• The dividend takes 77% of profit: little cushion if profit falls.

Strengths

• Operating cash flow is 2.44x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 10 points from today's 25.8%.
• Revenue grew 19.7% a year over the last 3 years.
• Earnings per share grew 38.1% a year over the last 3 years.
• Net profit grew 38.2% a year over the last 3 years.
• The company keeps 25.8% of its revenue as net profit.

Similar companies

TFC · JYSK.CO · ALSYDB.CO · MZTF.TA · NU · DB

Questions

What grade does ING Bank Slaski S.A. (ING.WA) have?

In our weekly check, ING Bank Slaski S.A. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 2, red flags: 7. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of ING.WA stock?

This week's biggest flags for ING Bank Slaski S.A.: Margins falling, Gross margin falling, Weak revenue forecast. In total 9 of 25 checks show a warning or a red flag.

What does ING Bank Slaski S.A. do?

ING Bank Slaski S.A. is a Financial Services company (Banks - Regional), listed on WSE as ING.WA.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

Open the full analysis