Mizrahi Tefahot Bank Ltd. (MZTF.TA) stock analysis

In our weekly check, Mizrahi Tefahot Bank Ltd. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 2, red flags: 5.

About Mizrahi Tefahot Bank Ltd.

Mizrahi Tefahot Bank Ltd. is a Financial Services company (Banks - Regional) based in Israel, listed on TLV as MZTF.TA.

What our checks show for MZTF.TA

Red flags

• The net margin fell by 5.7 points over 5 years, to 18.6%: the company keeps less of each sale as profit.
• The gross margin fell by 29.9 points, to 48.2%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 19.1% a year.
• Return on capital (ROCE) is only 1.6%.

Warning signs

• The stock has fallen as much as 45% from a peak. Would you have held through that?
• Thinly traded (about 448 thousand shares a day): buying and selling can move the price.

Strengths

• Operating cash flow is 1.36x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 12.6% a year over the next years.
• Analysts expect the net margin to improve by 24.2 points from today's 18.6%.
• Revenue grew 15.8% a year over the last 3 years.
• Free cash flow is 23.1% of revenue: cash for dividends, buybacks or growth.
• A large company: market value $60.43 billion.

Next earnings report: 2026-11-25

Similar companies

MBK.WA · TFC · DB · 1060.SR · 1150.SR · PEO.WA

Questions

What grade does Mizrahi Tefahot Bank Ltd. (MZTF.TA) have?

In our weekly check, Mizrahi Tefahot Bank Ltd. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 2, red flags: 5. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of MZTF.TA stock?

This week's biggest flags for Mizrahi Tefahot Bank Ltd.: Margins falling, Gross margin falling, Weak revenue forecast. In total 7 of 25 checks show a warning or a red flag.

What does Mizrahi Tefahot Bank Ltd. do?

Mizrahi Tefahot Bank Ltd. is a Financial Services company (Banks - Regional) based in Israel, listed on TLV as MZTF.TA.

When does Mizrahi Tefahot Bank Ltd. report earnings next?

The next earnings report is expected on 2026-11-25. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

Open the full analysis