Kotak Mahindra Bank Limited (KOTAKBANK.BO) stock analysis
In our weekly check, Kotak Mahindra Bank Limited is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 14 pass, warnings: 2, red flags: 8.
About Kotak Mahindra Bank Limited
Kotak Mahindra Bank Limited is a Financial Services company (Banks - Regional) based in India, listed on BSE as KOTAKBANK.BO.
What our checks show for KOTAKBANK.BO
Red flags
- The gross margin fell by 8 points, to 71.9%: costs are rising faster than prices.
- Profits not backed by cash
- Analysts expect revenue to shrink about 20.4% a year.
- The stock has fallen as much as 84% from a peak. Would you have held through that?
- Recovering from its deepest fall took about 4 years.
- Return on capital (ROCE) is only 2.6%.
- Pay in shares equals 0% of free cash flow: it dilutes shareholders.
Warning signs
- The net margin fell by 2.5 points over 5 years, to 18.5%: the company keeps less of each sale as profit.
- Free cash flow is only 0% of revenue.
Strengths
- Analysts expect the net margin to improve by 18.7 points from today's 18.5%.
- Revenue grew 20.5% a year over the last 3 years.
- Earnings per share grew 12.9% a year over the last 3 years.
- Net profit grew 12.9% a year over the last 3 years.
- A large company: market value $48.33 billion.
- Beta 0.14: the stock usually moves less than the market.
Next earnings report: 2027-01-28
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Questions
What grade does Kotak Mahindra Bank Limited (KOTAKBANK.BO) have?
In our weekly check, Kotak Mahindra Bank Limited is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 14 pass, warnings: 2, red flags: 8. The grade is a risk check, not a buy or sell recommendation.
What are the main risks of KOTAKBANK.BO stock?
This week's biggest flags for Kotak Mahindra Bank Limited: Gross margin falling, Profits not backed by cash, Weak revenue forecast. In total 10 of 24 checks show a warning or a red flag.
What does Kotak Mahindra Bank Limited do?
Kotak Mahindra Bank Limited is a Financial Services company (Banks - Regional) based in India, listed on BSE as KOTAKBANK.BO.
When does Kotak Mahindra Bank Limited report earnings next?
The next earnings report is expected on 2027-01-28. We re-run the checks every week, so the grade can change after it.
The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.
Updated 2026-10-31
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