OUTsurance Group Limited (OUT.JO) stock analysis

In our weekly check, OUTsurance Group Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 1, red flags: 6.

About OUTsurance Group Limited

OUTsurance Group Limited is a Financial Services company (Insurance - Diversified) based in South Africa, listed on JNB as OUT.JO.

What our checks show for OUT.JO

Red flags

• The net margin fell by 92.3 points over 5 years, to 12.9%: the company keeps less of each sale as profit.
• The gross margin fell by 74.3 points, to 24.5%: costs are rising faster than prices.
• The dividend takes 1526% of profit: little cushion if profit falls.
• A small company (market value $80 million): usually riskier and followed by fewer analysts.
• The stock has fallen as much as 86% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 12.3 years.

Strengths

• Operating cash flow is 1.36x net profit: the profit arrives as real cash.
• Analysts expect earnings per share to grow about 12.2% a year over the next years.
• Revenue grew 15.6% a year over the last 3 years.
• Earnings per share grew 23.2% a year over the last 3 years.
• Net profit grew 23.6% a year over the last 3 years.
• Free cash flow is 17.1% of revenue: cash for dividends, buybacks or growth.

Similar companies

GJF.OL · ALIZF · TRYG.CO · ZURN.SW · CS.PA · BBSE3.SA

Questions

What grade does OUTsurance Group Limited (OUT.JO) have?

In our weekly check, OUTsurance Group Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 1, red flags: 6. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of OUT.JO stock?

This week's biggest flags for OUTsurance Group Limited: Margins falling, Gross margin falling, Dividend stretched. In total 7 of 25 checks show a warning or a red flag.

What does OUTsurance Group Limited do?

OUTsurance Group Limited is a Financial Services company (Insurance - Diversified) based in South Africa, listed on JNB as OUT.JO.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

Open the full analysis