DB Insurance Co., Ltd. (005830.KS) stock analysis

In our weekly check, DB Insurance Co., Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 14 pass, warnings: 8, red flags: 3.

About DB Insurance Co., Ltd.

DB Insurance Co., Ltd. is a Financial Services company (Insurance - Property & Casualty) based in South Korea, listed on KSC as 005830.KS.

What our checks show for 005830.KS

Red flags

• The gross margin fell by 8.3 points, to 83%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 65.5% a year.
• The stock has fallen as much as 81% from a peak. Would you have held through that?

Warning signs

• Net profit fell 3.6% a year over the last 3 years.
• The net margin is only 8.7%: little room if costs rise.
• The price swings a lot: 46.3% annual volatility. Expect large ups and downs.
• Recovering from its deepest fall took about 2.7 years.
• The share count grew by 17.9% in 2 years: each shareholder owns a smaller slice.
• Thinly traded (about 215 thousand shares a day): buying and selling can move the price.
• Return on capital (ROCE) is only 7%.

Strengths

• The net margin rose by 3.8 points over 5 years, to 8.7%.
• Operating cash flow is 2.78x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 138 points from today's 8.7%.
• Earnings per share grew 15.9% a year over the last 3 years.
• Free cash flow is 23.9% of revenue: cash for dividends, buybacks or growth.
• The dividend takes 26% of profit: there is a cushion.

Next earnings report: 2026-11-12

Similar companies

8766.T · 8725.T · 8630.T · 000810.KS

Questions

What grade does DB Insurance Co., Ltd. (005830.KS) have?

In our weekly check, DB Insurance Co., Ltd. is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 14 pass, warnings: 8, red flags: 3. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 005830.KS stock?

This week's biggest flags for DB Insurance Co., Ltd.: Gross margin falling, Weak revenue forecast, Deep past fall. In total 11 of 25 checks show a warning or a red flag.

What does DB Insurance Co., Ltd. do?

DB Insurance Co., Ltd. is a Financial Services company (Insurance - Property & Casualty) based in South Korea, listed on KSC as 005830.KS.

When does DB Insurance Co., Ltd. report earnings next?

The next earnings report is expected on 2026-11-12. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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