Saudi Awwal Bank (1060.SR) stock analysis
In our weekly check, Saudi Awwal Bank is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 0, red flags: 8.
About Saudi Awwal Bank
Saudi Awwal Bank is a Financial Services company (Banks - Regional), listed on SAU as 1060.SR.
What our checks show for 1060.SR
Red flags
- The net margin fell by 12 points over 5 years, to 29.7%: the company keeps less of each sale as profit.
- The gross margin fell by 39.9 points, to 60.1%: costs are rising faster than prices.
- Analysts expect revenue to shrink about 15% a year.
- The dividend takes 172% of profit: little cushion if profit falls.
- The stock has fallen as much as 64% from a peak. Would you have held through that?
- Recovering from its deepest fall took about 5.3 years.
- Return on capital (ROCE) is only 2%.
Strengths
- Analysts expect the net margin to improve by 24 points from today's 29.7%.
- Revenue grew 43.3% a year over the last 3 years.
- Earnings per share grew 17.5% a year over the last 3 years.
- Net profit grew 20.5% a year over the last 3 years.
- The company keeps 29.7% of its revenue as net profit.
- Free cash flow is 26.8% of revenue: cash for dividends, buybacks or growth.
Similar companies
1150.SR · PEO.WA · MZTF.TA · MBK.WA · TFC · U11.SI
Questions
What grade does Saudi Awwal Bank (1060.SR) have?
In our weekly check, Saudi Awwal Bank is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 0, red flags: 8. The grade is a risk check, not a buy or sell recommendation.
What are the main risks of 1060.SR stock?
This week's biggest flags for Saudi Awwal Bank: Margins falling, Gross margin falling, Weak revenue forecast. In total 8 of 25 checks show a warning or a red flag.
What does Saudi Awwal Bank do?
Saudi Awwal Bank is a Financial Services company (Banks - Regional), listed on SAU as 1060.SR.
The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.
Updated 2026-10-24
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