Bank Polska Kasa Opieki S.A. (PEO.WA) stock analysis

In our weekly check, Bank Polska Kasa Opieki S.A. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 2, red flags: 6.

About Bank Polska Kasa Opieki S.A.

Bank Polska Kasa Opieki S.A. is a Financial Services company (Banks - Regional), listed on WSE as PEO.WA.

What our checks show for PEO.WA

Red flags

• The gross margin fell by 23 points, to 74.7%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 5.5% a year.
• The stock has fallen as much as 85% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 5.8 years.
• Return on capital (ROCE) is only 2.5%.

Warning signs

• The dividend takes 80% of profit: little cushion if profit falls.

Strengths

• The net margin rose by 4.1 points over 5 years, to 28.7%.
• Analysts expect the net margin to improve by 9.7 points from today's 28.7%.
• Revenue grew 16.9% a year over the last 3 years.
• Earnings per share grew 55.7% a year over the last 3 years.
• Net profit grew 55.7% a year over the last 3 years.
• The company keeps 28.7% of its revenue as net profit.

Next earnings report: 2026-10-29

Similar companies

1150.SR · U11.SI · 1060.SR · MZTF.TA · NU · MBK.WA

Questions

What grade does Bank Polska Kasa Opieki S.A. (PEO.WA) have?

In our weekly check, Bank Polska Kasa Opieki S.A. is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 17 pass, warnings: 2, red flags: 6. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of PEO.WA stock?

This week's biggest flags for Bank Polska Kasa Opieki S.A.: Gross margin falling, Weak revenue forecast, Deep past fall. In total 8 of 25 checks show a warning or a red flag.

What does Bank Polska Kasa Opieki S.A. do?

Bank Polska Kasa Opieki S.A. is a Financial Services company (Banks - Regional), listed on WSE as PEO.WA.

When does Bank Polska Kasa Opieki S.A. report earnings next?

The next earnings report is expected on 2026-10-29. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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