The Company for Cooperative Insurance (8010.SR) stock analysis

In our weekly check, The Company for Cooperative Insurance is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 15 pass, warnings: 4, red flags: 5.

About The Company for Cooperative Insurance

The Company for Cooperative Insurance is a Financial Services company (Insurance - Diversified), listed on SAU as 8010.SR.

What our checks show for 8010.SR

Red flags

• Operating cash flow is only 0.16x net profit: part of the reported profit does not arrive as cash.
• The net margin is only 4.1%: little room if costs rise.
• The stock has fallen as much as 84% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 6 years.
• Return on capital (ROCE) is only 3.7%.

Warning signs

• Analysts expect the net margin to shrink by 0.8 points from today's 4.1%.
• Free cash flow is only 0.2% of revenue.
• The price swings a lot: 35% annual volatility. Expect large ups and downs.
• Thinly traded (about 410 thousand shares a day): buying and selling can move the price.

Strengths

• The net margin rose by 0.7 points over 5 years, to 4.1%.
• The gross margin is 98.1% and has risen by 2.3 points: pricing power is holding.
• Revenue grew 33.4% a year over the last 3 years.
• Earnings per share grew 39.8% a year over the last 3 years.
• Net profit grew 48.2% a year over the last 3 years.
• The dividend takes 0% of profit: there is a cushion.

Similar companies

CLIS.TA · NN.AS · UNI.MI · IAG.TO · AV.L · HBAN.SW

Questions

What grade does The Company for Cooperative Insurance (8010.SR) have?

In our weekly check, The Company for Cooperative Insurance is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 15 pass, warnings: 4, red flags: 5. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 8010.SR stock?

This week's biggest flags for The Company for Cooperative Insurance: Profits not backed by cash, Thin margins, Deep past fall. In total 9 of 24 checks show a warning or a red flag.

What does The Company for Cooperative Insurance do?

The Company for Cooperative Insurance is a Financial Services company (Insurance - Diversified), listed on SAU as 8010.SR.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-11-07

Open the full analysis