Société Générale S.A. (GLE.PA) stock analysis

In our weekly check, Société Générale S.A. is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 13 pass, warnings: 2, red flags: 9.

About Société Générale S.A.

Société Générale S.A. is a Financial Services company (Banks - Regional) based in France, listed on PAR as GLE.PA.

What our checks show for GLE.PA

Red flags

• The net margin fell by 9.8 points over 5 years, to 12.1%: the company keeps less of each sale as profit.
• The gross margin fell by 14 points, to 86%: costs are rising faster than prices.
• Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
• Analysts expect revenue to shrink about 26.9% a year.
• Free cash flow is negative (-44.3% of revenue): the business spends more cash than it brings in.
• The stock has fallen as much as 92% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 1.6%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• The price swings a lot: 35.2% annual volatility. Expect large ups and downs.
• The stock is still below its previous peak.

Strengths

• Analysts expect earnings per share to grow about 15.2% a year over the next years.
• Analysts expect the net margin to improve by 16.3 points from today's 12.1%.
• Revenue grew 36.9% a year over the last 3 years.
• Earnings per share grew 71.8% a year over the last 3 years.
• Net profit grew 63.3% a year over the last 3 years.
• The price is 7.8 times earnings (P/E), reasonable for its growth.

Next earnings report: 2026-10-29

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Questions

What grade does Société Générale S.A. (GLE.PA) have?

In our weekly check, Société Générale S.A. is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 13 pass, warnings: 2, red flags: 9. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of GLE.PA stock?

This week's biggest flags for Société Générale S.A.: Margins falling, Gross margin falling, Profits not backed by cash. In total 11 of 24 checks show a warning or a red flag.

What does Société Générale S.A. do?

Société Générale S.A. is a Financial Services company (Banks - Regional) based in France, listed on PAR as GLE.PA.

When does Société Générale S.A. report earnings next?

The next earnings report is expected on 2026-10-29. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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