Qatar Islamic Bank (Q.P.S.C.) (QIBK.QA) stock analysis

In our weekly check, Qatar Islamic Bank (Q.P.S.C.) is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 5, red flags: 4.

About Qatar Islamic Bank (Q.P.S.C.)

Qatar Islamic Bank (Q.P.S.C.) is a Financial Services company (Banks - Regional), listed on DOH as QIBK.QA.

What our checks show for QIBK.QA

Red flags

• Operating cash flow is only 0.47x net profit: part of the reported profit does not arrive as cash.
• The stock has fallen as much as 67% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 9.3 years.
• Return on capital (ROCE) is only 2.3%.

Warning signs

• The gross margin fell by 2.3 points, to 97.7%: costs are rising faster than prices.
• Analysts expect only about 4.7% a year of growth in revenue.
• Analysts expect the net margin to shrink by 0.5 points from today's 67.3%.
• Revenue grew only 3.6% a year over the last 3 years.

Strengths

• The net margin rose by 7.1 points over 5 years, to 67.3%.
• The company keeps 67.3% of its revenue as net profit.
• Free cash flow is 30.2% of revenue: cash for dividends, buybacks or growth.
• The dividend takes 25% of profit: there is a cushion.
• A large company: market value $12.05 billion.
• The price moves calmly: 18.9% annual volatility.

Next earnings report: 2027-01-18

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Questions

What grade does Qatar Islamic Bank (Q.P.S.C.) (QIBK.QA) have?

In our weekly check, Qatar Islamic Bank (Q.P.S.C.) is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 5, red flags: 4. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of QIBK.QA stock?

This week's biggest flags for Qatar Islamic Bank (Q.P.S.C.): Profits not backed by cash, Deep past fall, Slow recovery after falls. In total 9 of 25 checks show a warning or a red flag.

What does Qatar Islamic Bank (Q.P.S.C.) do?

Qatar Islamic Bank (Q.P.S.C.) is a Financial Services company (Banks - Regional), listed on DOH as QIBK.QA.

When does Qatar Islamic Bank (Q.P.S.C.) report earnings next?

The next earnings report is expected on 2027-01-18. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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