KBC Group N.V. (KBC.BR) stock analysis
In our weekly check, KBC Group N.V. is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 13 pass, warnings: 1, red flags: 11.
About KBC Group N.V.
KBC Group N.V. is a Financial Services company (Banks - Regional) based in Belgium, listed on BRU as KBC.BR.
What our checks show for KBC.BR
Red flags
- The net margin fell by 13 points over 5 years, to 14.9%: the company keeps less of each sale as profit.
- The gross margin fell by 27.3 points, to 52.7%: costs are rising faster than prices.
- Operating cash flow is negative while the company reports a profit: the profit does not arrive as cash.
- Analysts expect revenue to shrink about 16.7% a year.
- Free cash flow is negative (-44.5% of revenue): the business spends more cash than it brings in.
- The stock has fallen as much as 95% from a peak. Would you have held through that?
- Recovering from its deepest fall took about 16.6 years.
- Return on capital (ROCE) is only 1.2%.
- Pay in shares equals 0% of free cash flow: it dilutes shareholders.
Warning signs
- Thinly traded (about 378 thousand shares a day): buying and selling can move the price.
Strengths
- Analysts expect earnings per share to grow about 14.2% a year over the next years.
- Analysts expect the net margin to improve by 16.9 points from today's 14.9%.
- Revenue grew 15.6% a year over the last 3 years.
- A large company: market value $50.51 billion.
- Beta 0.69: the stock usually moves less than the market.
Next earnings report: 2026-11-12
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Questions
What grade does KBC Group N.V. (KBC.BR) have?
In our weekly check, KBC Group N.V. is graded D (A to F). Of 25 checks on debt, profit, cash flow and trend: 13 pass, warnings: 1, red flags: 11. The grade is a risk check, not a buy or sell recommendation.
What are the main risks of KBC.BR stock?
This week's biggest flags for KBC Group N.V.: Margins falling, Gross margin falling, Profits not backed by cash. In total 12 of 25 checks show a warning or a red flag.
What does KBC Group N.V. do?
KBC Group N.V. is a Financial Services company (Banks - Regional) based in Belgium, listed on BRU as KBC.BR.
When does KBC Group N.V. report earnings next?
The next earnings report is expected on 2026-11-12. We re-run the checks every week, so the grade can change after it.
The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.
Updated 2026-10-24
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