Israel Discount Bank Limited (DSCT.TA) stock analysis

In our weekly check, Israel Discount Bank Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 0, red flags: 7.

About Israel Discount Bank Limited

Israel Discount Bank Limited is a Financial Services company (Banks - Regional) based in Israel, listed on TLV as DSCT.TA.

What our checks show for DSCT.TA

Red flags

• The net margin fell by 7.9 points over 5 years, to 16.4%: the company keeps less of each sale as profit.
• The gross margin fell by 42 points, to 49.6%: costs are rising faster than prices.
• Analysts expect revenue to shrink about 20.1% a year.
• The stock has fallen as much as 61% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 5.6 years.
• Return on capital (ROCE) is only 1.3%.

Strengths

• Operating cash flow is 1.92x net profit: the profit arrives as real cash.
• Analysts expect the net margin to improve by 18.2 points from today's 16.4%.
• Revenue grew 17.4% a year over the last 3 years.
• Free cash flow is 28.8% of revenue: cash for dividends, buybacks or growth.
• The dividend takes 46% of profit: there is a cushion.
• The price is 10.6 times earnings (P/E), reasonable for its growth.

Next earnings report: 2026-11-23

Similar companies

BBD · GLE.PA · QIBK.QA · EBS.VI · KBC.BR · ACA.PA

Questions

What grade does Israel Discount Bank Limited (DSCT.TA) have?

In our weekly check, Israel Discount Bank Limited is graded B (A to F). Of 25 checks on debt, profit, cash flow and trend: 18 pass, warnings: 0, red flags: 7. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of DSCT.TA stock?

This week's biggest flags for Israel Discount Bank Limited: Margins falling, Gross margin falling, Weak revenue forecast. In total 7 of 25 checks show a warning or a red flag.

What does Israel Discount Bank Limited do?

Israel Discount Bank Limited is a Financial Services company (Banks - Regional) based in Israel, listed on TLV as DSCT.TA.

When does Israel Discount Bank Limited report earnings next?

The next earnings report is expected on 2026-11-23. We re-run the checks every week, so the grade can change after it.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

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