Arab National Bank (1080.SR) stock analysis

In our weekly check, Arab National Bank is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 18 pass, warnings: 1, red flags: 5.

About Arab National Bank

Arab National Bank is a Financial Services company (Banks - Regional), listed on SAU as 1080.SR.

What our checks show for 1080.SR

Red flags

• Operating cash flow is only 0.34x net profit: part of the reported profit does not arrive as cash.
• Analysts expect the net margin to shrink by 6.5 points from today's 51.8%.
• The dividend takes 172% of profit: little cushion if profit falls.
• The stock has fallen as much as 77% from a peak. Would you have held through that?
• Return on capital (ROCE) is only 2.2%.

Warning signs

• The stock is still below its previous peak.

Strengths

• The net margin rose by 14 points over 5 years, to 51.8%.
• Net profit grew 18.6% a year over the last 3 years.
• The company keeps 51.8% of its revenue as net profit.
• Free cash flow is 11.1% of revenue: cash for dividends, buybacks or growth.
• A large company: market value $10.53 billion.
• Beta 0.06: the stock usually moves less than the market.

Similar companies

CBK.DE · EBS.VI · BBD · DSCT.TA · GLE.PA · QIBK.QA

Questions

What grade does Arab National Bank (1080.SR) have?

In our weekly check, Arab National Bank is graded B (A to F). Of 24 checks on debt, profit, cash flow and trend: 18 pass, warnings: 1, red flags: 5. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of 1080.SR stock?

This week's biggest flags for Arab National Bank: Profits not backed by cash, Margins expected to shrink, Dividend stretched. In total 6 of 24 checks show a warning or a red flag.

What does Arab National Bank do?

Arab National Bank is a Financial Services company (Banks - Regional), listed on SAU as 1080.SR.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-24

Open the full analysis