Erste Group Bank AG (EBS.VI) stock analysis
In our weekly check, Erste Group Bank AG is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 2, red flags: 7.
About Erste Group Bank AG
Erste Group Bank AG is a Financial Services company (Banks - Regional), listed on VIE as EBS.VI.
What our checks show for EBS.VI
Red flags
- The gross margin fell by 13.4 points, to 69.1%: costs are rising faster than prices.
- Analysts expect revenue to shrink about 5.3% a year.
- The stock has fallen as much as 89% from a peak. Would you have held through that?
- Recovering from its deepest fall took about 15.5 years.
- Return on capital (ROCE) is only 4.7%.
Warning signs
- The net margin fell by 2.1 points over 5 years, to 18.8%: the company keeps less of each sale as profit.
- Thinly traded (about 344 thousand shares a day): buying and selling can move the price.
Strengths
- Operating cash flow is 2.63x net profit: the profit arrives as real cash.
- Analysts expect earnings per share to grow about 12.2% a year over the next years.
- Analysts expect the net margin to improve by 9.7 points from today's 18.8%.
- Earnings per share grew 24.8% a year over the last 3 years.
- Net profit grew 20.8% a year over the last 3 years.
- Free cash flow is 45.2% of revenue: cash for dividends, buybacks or growth.
Next earnings report: 2026-10-30
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Questions
What grade does Erste Group Bank AG (EBS.VI) have?
In our weekly check, Erste Group Bank AG is graded C (A to F). Of 25 checks on debt, profit, cash flow and trend: 16 pass, warnings: 2, red flags: 7. The grade is a risk check, not a buy or sell recommendation.
What are the main risks of EBS.VI stock?
This week's biggest flags for Erste Group Bank AG: Gross margin falling, Weak revenue forecast, Deep past fall. In total 9 of 25 checks show a warning or a red flag.
What does Erste Group Bank AG do?
Erste Group Bank AG is a Financial Services company (Banks - Regional), listed on VIE as EBS.VI.
When does Erste Group Bank AG report earnings next?
The next earnings report is expected on 2026-10-30. We re-run the checks every week, so the grade can change after it.
The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.
Updated 2026-10-24
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