Ringkjøbing Landbobank A/S (RILBA.CO) stock analysis

In our weekly check, Ringkjøbing Landbobank A/S is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 12 pass, warnings: 4, red flags: 8.

About Ringkjøbing Landbobank A/S

Ringkjøbing Landbobank A/S is a Financial Services company (Banks - Regional) based in Denmark, listed on CPH as RILBA.CO.

What our checks show for RILBA.CO

Red flags

• The gross margin fell by 11 points, to 84.9%: costs are rising faster than prices.
• Profits not backed by cash
• Analysts expect revenue to shrink about 0.7% a year.
• The stock has fallen as much as 82% from a peak. Would you have held through that?
• Recovering from its deepest fall took about 9 years.
• Thinly traded (about 28 thousand shares a day): buying and selling can move the price.
• Return on capital (ROCE) is only 3.3%.
• Pay in shares equals 0% of free cash flow: it dilutes shareholders.

Warning signs

• The net margin fell by 2.2 points over 5 years, to 46%: the company keeps less of each sale as profit.
• Free cash flow is only 0% of revenue.

Strengths

• Analysts expect earnings per share to grow about 13.5% a year over the next years.
• Analysts expect the net margin to improve by 17.2 points from today's 46%.
• Revenue grew 20% a year over the last 3 years.
• Earnings per share grew 22.9% a year over the last 3 years.
• Net profit grew 16.6% a year over the last 3 years.
• The company keeps 46% of its revenue as net profit.

Similar companies

1080.SR · CBK.DE · EBS.VI · DSCT.TA · 5819.KL · GLE.PA

Questions

What grade does Ringkjøbing Landbobank A/S (RILBA.CO) have?

In our weekly check, Ringkjøbing Landbobank A/S is graded C (A to F). Of 24 checks on debt, profit, cash flow and trend: 12 pass, warnings: 4, red flags: 8. The grade is a risk check, not a buy or sell recommendation.

What are the main risks of RILBA.CO stock?

This week's biggest flags for Ringkjøbing Landbobank A/S: Gross margin falling, Profits not backed by cash, Weak revenue forecast. In total 12 of 24 checks show a warning or a red flag.

What does Ringkjøbing Landbobank A/S do?

Ringkjøbing Landbobank A/S is a Financial Services company (Banks - Regional) based in Denmark, listed on CPH as RILBA.CO.

The grade is a risk check, not a price forecast, and not investment advice. In our 10-year test (S&P 500, 2016-2026), stocks we graded A or B fell more than 30% 2-3 times less often than D or F, without a lower average return.

Updated 2026-10-31

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